Terms and Conditions
Last Updated: August 31, 2026
Smart Finances Way ("we," "our," or "us") is committed to protecting your privacy. Please read these Terms and Conditions carefully before using smartfinancesway.com, pages.smartfinancesway.com, or any of our products and services (collectively, our "Sites and Services").
By accessing our Sites or purchasing our products, you agree to be bound by these Terms. If you do not agree, please do not use our Sites or Services.
1. About Our Services
Smart Finances Way provides financial education content, free resources, digital products, planning tools, and courses designed to help individuals take control of their personal finances. Our content is educational in nature and does not constitute financial, legal, tax, or investment advice.
2. Eligibility
You must be at least 13 years old to use our Sites. By using our Sites or purchasing our products, you confirm that you meet this requirement. If you are purchasing on behalf of a minor, you take full responsibility for their use of our content.
3. Free Resources and Lead Magnets
We offer free guides and resources in exchange for your name and email address. By submitting your information, you agree to receive email communications from Smart Finances Way. You may unsubscribe at any time by clicking the "Unsubscribe" link in any email.
4. Digital Products and Courses
Access: When you purchase a digital product or course, you receive a personal, non-transferable license to access and use that content for your own personal, non-commercial purposes.
Delivery: Digital products are delivered electronically via download link or through your account. Courses are accessible through our online platform.
No resale: You may not resell, redistribute, reproduce, share, or transfer access to our products or courses to any other person.
No unauthorized use: You may not use our content to create competing products, train AI systems, or for any commercial purpose without our written permission.
5. Payments and Pricing
All prices are listed in US dollars. Payment is due at the time of purchase. We use a secure third-party payment processor to handle all transactions. We do not store your payment card information.
We reserve the right to change our prices at any time. Price changes will not affect purchases already completed.
6. Refunds
Our refund policy is described on our Refund Policy page. Please review it before making a purchase. By completing a purchase, you acknowledge that you have read and agree to our Refund Policy.
7. Accounts
Some of our products require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at [email protected] if you suspect unauthorized access to your account.
8. Intellectual Property
All content on our Sites and in our products, including text, graphics, images, guides, spreadsheets, videos, and course materials, is owned by Smart Finances Way or licensed to us and is protected by copyright and other intellectual property laws.
You may not copy, reproduce, modify, distribute, or create derivative works from our content without our written permission.
9. Disclaimer of Warranties
Our Sites and Services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our Sites will be error-free, uninterrupted, or free of harmful components.
We make no guarantees about the accuracy, completeness, or usefulness of any content on our Sites. Financial results described in our content are not typical and are not guarantees of your results. See our Earnings Disclaimer for more information.
10. Limitation of Liability
To the fullest extent permitted by law, Smart Finances Way will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Sites or Services, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising from your use of our Sites or Services will not exceed the amount you paid us in the 12 months preceding the claim.
11. Indemnification
You agree to defend, indemnify, and hold harmless Smart Finances Way, its owner, and its service providers from any claims, damages, losses, or expenses (including legal fees) arising from your use of our Sites or Services, your violation of these Terms, or your violation of any rights of another person.
12. Third-Party Links
Our Sites may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of any third-party site. Linking to a site does not mean we endorse it.
13. Changes to These Terms
We may update these Terms from time to time. When we do, we will update the "Last Updated" date at the top of this page. Your continued use of our Sites after changes are posted constitutes acceptance of the updated Terms.
14. Governing Law
These Terms are governed by the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these Terms will be resolved in the courts of Los Angeles County, California.
15. Contact Us
If you have questions about these Terms, contact us:
Smart Finances Way
24820 Orchard Village Rd, Suite A-214, Santa Clarita, CA 91355
[email protected]
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