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Privacy Policy

Last Updated: August 31, 2026

Smart Finances Way ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share your information when you visit our Sites, sign up for our free resources, purchase our products, or interact with us in any way.

Questions about this policy? Contact us at [email protected].

By using our Sites or submitting your information, you agree to the terms of this Privacy Policy.

1. Information We Collect

Information you give us directly:

  • Your name or preferred name

  • Your email address

  • Your consent to receive communications from us (via the opt-in checkbox on our forms)

  • Account credentials (username and password) when you create an account to access a course or digital product

  • Purchase history and order details

Information collected automatically when you visit our Sites:

  • Pages you visit and time spent on each page

  • The device and browser you use

  • Your general location (country or region)

  • How you arrived at our Sites (for example, from a search engine or social media)

We collect this automatic information using cookies and similar technologies. See Section 9 for details.

Information we do not collect directly:

We do not collect payment card information. If you purchase a product, payments are processed securely by a third-party payment processor. We receive only a transaction confirmation.

2. How We Collect Your Information

We collect information when you:

  • Sign up to receive a free guide or resource

  • Purchase a product, course, or digital download

  • Create an account to access purchased content

  • Subscribe to our email list

  • Visit our website

  • Contact us directly

3. How We Use Your Information

We use your information to:

  • Deliver the free guide or resource you requested

  • Provide access to courses and digital products you purchase

  • Track your course progress and completion when you are enrolled in a course

  • Send you emails about financial planning tips, new resources, and products you may find useful

  • Process payments and fulfill orders

  • Improve our website and content

  • Respond when you contact us

  • Comply with legal obligations

We send marketing emails only when you have given consent by checking the opt-in box on our forms. You may withdraw your consent at any time by clicking "Unsubscribe" at the bottom of any email.

4. Email Communications

When you subscribe to receive our free resources or email updates, you agree to receive emails from Smart Finances Way. These may include:

  • Your requested free resource or guide

  • Order confirmations and receipts for purchases

  • Course access instructions and product delivery emails

  • Financial planning tips and educational content

  • Information about our products and services

  • Support communications related to your purchases

  • Occasional promotional offers

To stop receiving marketing emails, click the "Unsubscribe" link at the bottom of any email. We process unsubscribe requests promptly. You may still receive transactional emails related to purchases you have made, including order confirmations and course access messages.

5. Sharing Your Information

We do not sell your personal information to anyone.

We may share your information with:

  • Email and marketing service providers that help us send emails and manage our subscriber list

  • Analytics providers that help us understand how visitors use our Sites

  • Payment processors that securely handle transactions when you purchase a product

  • Course and content delivery platforms that provide access to your purchased courses or digital products

  • Legal authorities if required by law

These service providers are authorized to use your information only as needed to provide services to us and are required to keep it confidential.

6. Data Retention

We keep your information for as long as you remain subscribed to our list, have an active account, or have an ongoing relationship with us. If you unsubscribe or request deletion of your data, we will remove your personal information within 30 days, except where retention is required by law (for example, purchase records may be retained for accounting and tax purposes).

7. Your Rights

For all users:

  • You may access the personal information we hold about you

  • You may request correction of inaccurate information

  • You may request deletion of your information

  • You may unsubscribe from our marketing emails at any time

For California residents (CCPA):

Under the California Consumer Privacy Act, you also have the right to:

  • Know what personal information we collect, use, and disclose

  • Request deletion of your personal information

  • Opt out of the sale of your personal information (note: we do not sell your information)

  • Not be discriminated against for exercising your privacy rights

To exercise any of these rights, contact us at [email protected]. We will respond within 45 days.

For users in the European Union or United Kingdom:

If you are located in the EU or UK, you have additional rights under GDPR, including the right to data portability and the right to lodge a complaint with your local data protection authority. Our legal basis for processing your information is your consent, which you may withdraw at any time.

8. Cookies and Tracking

We use cookies and similar technologies to understand how visitors use our Sites. Cookies are small text files stored on your device.

We use cookies to:

  • Analyze website traffic and usage patterns

  • Improve our content and user experience

You can control cookies through your browser settings. Disabling cookies may affect some features of our Sites.

We may use analytics tools such as Google Analytics to understand how visitors interact with our website. These tools collect information in a way that does not identify individual visitors.

9. Children's Privacy

Our Sites and services are intended for people aged 13 and older. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, contact us at [email protected] and we will delete it promptly.

10. Links to Other Websites

Our Sites may contain links to third-party websites, including social media platforms. We are not responsible for the privacy practices of those sites and encourage you to read their privacy policies before sharing any personal information.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last Updated" date at the top of this page. Your continued use of our Sites after changes are posted constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or how we handle your information, contact us:

Smart Finances Way

24820 Orchard Village Rd, Suite A-214, Santa Clarita, CA 91355

[email protected]

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